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Quantum From Rs.2 lacs to Rs.25 lacs
Loan amount will be arrived at after assessing the applicants repayment capacity
Margin 60% of the market value of the property
Eligibility Criteria Adult Indian citizen employed/self employed for at least 3 years
Age of applicant should not exceed 60 years at the time of application
Security Equitable mortgage of property (Stamp duty payable as per actuals)
Insurance Comprehensive property insurance policy to be taken out by the applicant in the joint names of the applicant and the Bank
Charges 1% of loan amount + incidental expenses such as valuation, inspection and solicitor's charges as applicable
Repayment  In equated monthly installments (EMI) or lumpsum payment(s) stipulated at the time of disbursal over a period not exceeding 7 years
Appraisal Docs

 

 

 

1. Attested copy of latest salary slip & Form 16 for salaried employees
2. Income tax returns for the last 3 years for self-employed persons
3. Pass book or bank statement for last six months
4. Proof of Age and Residence
5 .Copy of sale agreement/share certificate, NOC from society/builder
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