| |
|
(
Ratios in % ) |
| Sr.
No |
|
March
2010 |
March
2009 |
| 1 |
Credit
Deposit Ratio (%) |
42.31 |
58.58 |
| 2 |
Credit
+ Investment / Aggregate Deposits |
107.26 |
98.95 |
| 3 |
Average
Cost of Deposits |
6.30 |
6.64 |
| 4 |
Average
Yield on Advances (including NPAs) |
9.95 |
10.63 |
| 5 |
Yield
on Investments (%)(excluding the profit/loss
on sale of Investment) |
6.18 |
6.61 |
| 6 |
Net
Interest Income / Average Total Assets
* |
1.12 |
2.61 |
| 7 |
Non-Interest
Income / Average Total Assets |
0.88 |
0.45 |
| 8 |
Non-Interest
Income / Total Income |
12.68 |
5.39 |
| 9 |
Increase
in Non-Interest Income (%) |
89.61 |
-77.66 |
| 10 |
Growth
in Overheads |
4.08 |
3.91 |
| 11 |
Expense
Ratio |
74.89 |
45.38 |
| 12 |
Per
Employee Cost [Rs. in lacs] |
6.59 |
4.94 |
| 13 |
Net
Profit Per Employee [Rs. in lacs] |
4.43 |
13.17 |
| 14 |
Average
Business per Employee [Rs. in Crores] |
10.55 |
9.60 |
| 15 |
Operating
Profit / Average Total Assets |
0.50 |
1.67 |
| 16 |
Return
on Assets [ROA] |
0.49 |
1.52 |
| 17 |
Gross
NPAs to Net Advances (%) |
1.57 |
1.46 |
| 18 |
Net
NPAs to Net Advances (%) |
0.00 |
0.00 |
| 19 |
Capital
Adequacy |
|
|
| |
-
Tier I Capital
- Tier II Capital
- Total Capital Funds
- Risk Weighted Assets
- Capital Adequacy Ratio (%) |
128.61
3.45
132.06
483.54
27.31 |
119.07
0.00
119.07
560.52
21.24 |