Brief History | Corporate Setup | Performance Figures | What's New | Reserve Bank of India | Fair Lending Practices Code a


PERFORMANCE HIGHLIGHTS FOR THE YEAR ENDED MARCH 2009

AUDITED

   

( Rs. in Crores )
Sr. No   March 2009 March 2008
1 Paid-Up Capital 100.00 100.00
2 Reserves 25.59 14.53
3 Networth 125.59 114.53
4 Operating Profit(After deducting provisions for staff related items i.e. Bonus, Pension & Gratuity). 11.52 12.37
5 Net Profit / (Loss) 11.07 12.85
6 Total Deposits 588.12 522.01
7 Aggregate Deposits (excl. inter-bank deposits). 538.33 446.06
8 Total Advances 315.34 363.75
9 Net Advances 310.97 358.48
10 Investments - Net Book Value 217.36 143.59
11 Investments - Market Value 224.65 147.81
12 Average Total Assets 690.32 643.31
13 % of Priority Sector Advances to Net Bank Credit 36.77 43.06
14 No. of Branches (including service branches) 2 2
15 No. of Loss making Branches 0 0
16 No. of Fully Computerised Branches 2 2
17 No. of Employees 84 93
  - Officers
- Clerical
- Sub-Ordinate 		44
23
17		 50
24
19

RATIOS

   

( Ratios in % )
Sr. No   March 2009 March 2008
1 Credit Deposit Ratio (%) 58.58 81.55
2 Credit + Investment / Aggregate Deposits 98.95 113.74
3 Average Cost of Deposits  6.64 6.93
4 Average Yield on Advances (including NPAs) 10.63 9.60
5 Yield on Investments (%)(excluding the profit/loss on sale of Investment) 6.61 7.71
6 Net Interest Income / Average Total Assets * 2.61 1.21
7 Non-Interest Income / Average Total Assets 0.45 2.14
8 Non-Interest Income / Total Income 5.39 24.01
9 Increase in Non-Interest Income (%) -77.66 256.33
10 Growth in Overheads 3.91 -1.92
11 Expense Ratio 45.38 42.68
12 Per Employee Cost [Rs. in lacs] 4.94 4.23
13 Net Profit Per Employee [Rs. in lacs] 13.17 13.82
14 Average Business per Employee [Rs. in Crores] 9.60 7.55
15 Operating Profit / Average Total Assets 1.67 1.92
16 Return on Assets [ROA] 1.52 1.93
17 Gross NPAs to Net Advances (%) 1.46 1.45
18 Net NPAs to Net Advances (%) 0.00 0.00
19 Capital Adequacy    
  - Tier I Capital
- Tier II Capital
- Total Capital Funds
- Risk Weighted Assets
- Capital Adequacy Ratio (%)		 119.07
0.00
119.07
500.03
23.81		 114.53
3.71
118.24
471.87
25.06
 

The Complete Customer Care Bank with the Safety and Security of India's Premier Bank

Home | Contact Us | Feedback  | Sitemapa