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Quantum Min : Rs. 25,000/-
Max : Rs. 1,00,000/- or 5 times gross salary, whichever is less
Net take home salary should be 50% of gross salary after EMI of proposed loan
Employees of reputed companies and institutions confirmed in service
Eligibility Criteria Self employed professionals and other individuals on merit
Minimum gross salary Rs. 12,000/- p.m
Repayment In Equated Monthly Installments through salary deduction or post dated cheques
Charges Processing charge of 1% of loan amount
Repayment  12 months
24 months
36 months
Customers choice. Repayment starts one month after disbursal
Prepayment No pre-payment penalty
Disbursement Pay Order / Credit to borrowers account
Appraisal Docs

 

 

 

1. Attested copy of latest salary slip & Form 16 for salaried employees
2. Income tax returns for the last 3 years for self-employed persons.
3. Pass book or bank statements for last six months
4. Proof of Age and Residence
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