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INTEREST RATES
(Revised as on February 03, 2004)

HOUSING LOAN SCHEME

EMI per Rs.1,00,000/-
Tenure Yrs.
Rate %
 Floating Rate EMI
Rate %
Fixed Rate EMI
 5
7.50
2,004/-
 7.75
2,016/- 
 10
7.75
1,200/-
 8.00
1,213/-
 15
8.00
956/-
 8.25
970/- 

MORTGAGE LOANS

EMI per Rs.1,00,000/-
Tenure Yrs.
 Floating Rate 10.5%
Fixed Rate 11%
 3
3,250/-
3,274/- 
 5
2,149/-
2,174/-
 7
1,686/-
1,712/- 

MONEY AGAINST SHARES & SECURITIES (MASS) AND OTHER SPECIFIED SECURITIES

Overdraft Shares: Rs. 50,000/- to Rs. 20,00,000/-
LIC Policy: Rs. 15,00,000/-
NSC / KVPs / RBI bonds / Units: Rs. 5,000/- to Rs. 25,00,000/-
Interest Rate: from 9% to 10% (conditions apply)

CONSUMER LOANS

EMI per Rs.10,000/-
Tenure Yrs.
 Salary Deduction 13.5%
PDCs 14%
 1
896/-
898/- 
 2
478/-
480/-
 3
339/-
342/- 

PERSONAL LOANS

EMI per Rs.10,000/-
Tenure Yrs.
 Rate 14%
 1
898/-
 2
480/-
 3
342/-

EDUCATION LOANS

Interest Rate

  • Upto Rs. 4.00 Lacs - 10.50%
  • Above Rs. 4.00 Lacs - 11.50%

VEHICLE LOAN SCHEME

Interest Rate

  • Upto 3 years - 9.50%
  • Above 3 years - 9.75% monthly reducing balance
EMI per Rs.1,00,000/-
Tenure Yrs.
EMI 9.50%
 Tenure Yrs.
EMI 9.75%
1
8,768/-
4
2,524/-
2
4,591/-
5
2,112/-
3
3,203/-
6
1,840/-
7
1,647/-

 
 
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